PrudentialTerm Life Insurance

Nothing can replace you or the love you have for your child, but life insurance can help protect your baby's future by replacing lost income if you pass away suddenly.

goal: $150

What weabout it
Your friends and family can contribute towards your first-year life insurance premium—or more! And the peace of mind in knowing your family will be taken care of is the ultimate baby gift.

About this Product
  • What is life insurance? It pays money to your beneficiary (like your baby or your partner) if you die
  • You select the policy length (10, 15, 20, or 30 years) and the amount of coverage (from $50,000 to $500,000)
  • Your beneficiaries can use this lump sum money for things your income provides for today
  • Getting life insurance is something every parent should consider—whether your career is full-time parent, freelancer or CEO

Application and underwriting approval required. Product selection and features available may vary by state.


Once you’ve raised the money from friends and family to put towards your premium, you can get started with a personalized quote from Prudential. Or you can go ahead and get started now, it’s up to you!

Please note that term life insurance is a multi-year obligation with respect to premiums. You may receive monetary gifts to purchase life insurance totaling amounts that are less than or more than what’s required for a 1st year premium.

As with other registry products, the monetary gift made to help purchase life insurance will be administered by Babylist. Please note, the Babylist registry owner is not required to purchase life insurance with the monetary gifts and may use the funds for any purpose.

SimplyTerm (ICC18 SIMPT-2018 or SIMPT-2018) and MyTerm (ICC16 PFT-2016 or PFT-2016) are issued by Pruco Life Insurance Company except in NY, where if available they are issued by Pruco Life Insurance Company of New Jersey. Both are Prudential Financial companies located in Newark, NJ. Each is solely responsible for its own financial condition and contractual obligations. Policy form numbers may be followed by a state code. Products are not available in all states.

The availability of coverage and rates will vary based on company underwriting including, but not limited to, age, sex, health history, smoking status, and residency. Underwriting rules are subject to change at our discretion. The issuing company may have the right to contest the policy for misrepresentation or to apply a suicide clause.

If you continue the policy beyond the initial level-premium period, premiums will then increase annually through age 95 but will never be more than the maximum stated in the contract. Policies contain exclusions, limitations, reductions in benefits and terms for keeping them in force. Prudential, the Prudential logo, the Rock Symbol and Bring Your Challenges are service marks of Prudential Financial, Inc. and its related entities.

Babylist is an independent organization and is not an affiliate of Prudential Financial, Inc. or any of its subsidiaries.


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